Purchase a home without the traditional bank gauntlet. We structure seller finance, subject-to, wrap, and lease-option purchases with recorded documents and clear terms.
Creative finance simply means the seller (or the existing loan) helps finance the purchase instead of a bank writing a brand-new mortgage.
Terms are negotiated between people, not dictated by an underwriting department.
Every deal we structure is documented and recorded so your ownership and your terms are enforceable.
A bank says yes or no based on a formula. A seller says yes based on a structure that works for both sides.
Tell us what you're looking for and we'll match you with a structure that fits.
Instead of a bank writing a new mortgage, the buyer and seller agree on the price, down payment, interest rate, and length themselves. Everything is written up and recorded by a title company or attorney, so both sides are protected.
Yes. Seller financing, subject-to, wraps, and lease-options are standard real estate tools used every day. We use recorded documents, licensed title and escrow, and written disclosures on every deal.
Credit matters far less than it does at a bank, and down payments are negotiable. Bank loans are currently around 7%, and creative finance often means lower monthly payments without a huge chunk of capital upfront or a hard money loan.
Our handyman and in-person work covers Ponte Vedra, Jacksonville, and within 50 miles. Creative finance deals we do nationwide.
Paid intake keeps out spam and non-serious inquiries so our team spends its hours on real buyers and sellers. Every paid intake includes a 30-minute to 1-hour follow-up consultation where we review your situation, confirm the numbers, and polish your position.
A focused 30-minute to 1-hour consultation, a structure recommendation, and a written next step. It is non-refundable. Buyers can upgrade to the $280 active-search option, and Deal Structuring is $280 with a $200 refund if a deal is not finalized within 60 days.
Most deals close in two to four weeks once terms are agreed, because there is no bank underwriting queue. Timelines stretch only when title issues, tenants, or liens need clearing.
Yes. Our in-house handyman division handles renovation, repairs, roofing, gutters, outdoor reconstruction, and full home reconstruction — including fixing properties for flippers and investors.
Completely optional: we meet you on the tennis court ($128 per session) or the golf course (you cover the tee time plus $80 for my time, nine holes) and consult on your deal there. Ponte Vedra and within 50 miles only.
Book the introduction call on our home page, or fill out the intake form on the page that matches what you need. You can also email our handyman division with general questions.
Prefer to talk business somewhere better than a desk? We'll meet and consult you on the tennis court or golf course of your choice — deal structure, pricing, and advisory discussed between sets or holes. Completely optional, and available around Ponte Vedra within a 50-mile radius only.
$128 / session
Your club or court. We walk through your deal, scope, and numbers between games.
Tee time + $80 / session
You cover the tee time and add $80 for my time — nine holes, one clear plan.
Ponte Vedra & within 50 miles only · Subject to availability