Guidance on structuring, negotiating, and documenting creative finance deals — so the terms you sign actually protect you.
Creative finance is buying and selling real estate using negotiated terms instead of a brand-new bank mortgage.
Most people lose money on creative deals not because the strategy is wrong, but because the structure is.
Good advice ends in good paperwork, reviewed before anyone signs.
Terms are negotiable. Bank guidelines are not.
Pick the level of support you need — schedule your time and we invoice you by email.
For anyone being introduced to creative finance: one focused consultation to review your situation and pick the right structure.
For serious sellers and buyers. We build the offer with you and stay on until the deal is finalized. If it is not finalized within 60 days, $200 is refunded.
For anyone who wants daily collaboration, especially frequent investors, plus access to both monthly member meetings.
Every option above includes its own scheduled call — pick the one that fits.
Instead of a bank writing a new mortgage, the buyer and seller agree on the price, down payment, interest rate, and length themselves. Everything is written up and recorded by a title company or attorney, so both sides are protected.
Yes. Seller financing, subject-to, wraps, and lease-options are standard real estate tools used every day. We use recorded documents, licensed title and escrow, and written disclosures on every deal.
Credit matters far less than it does at a bank, and down payments are negotiable. Bank loans are currently around 7%, and creative finance often means lower monthly payments without a huge chunk of capital upfront or a hard money loan.
Our handyman and in-person work covers Ponte Vedra, Jacksonville, and within 50 miles. Creative finance deals we do nationwide.
Paid intake keeps out spam and non-serious inquiries so our team spends its hours on real buyers and sellers. Every paid intake includes a 30-minute to 1-hour follow-up consultation where we review your situation, confirm the numbers, and polish your position.
A focused 30-minute to 1-hour consultation, a structure recommendation, and a written next step. It is non-refundable. Buyers can upgrade to the $280 active-search option, and Deal Structuring is $280 with a $200 refund if a deal is not finalized within 60 days.
Most deals close in two to four weeks once terms are agreed, because there is no bank underwriting queue. Timelines stretch only when title issues, tenants, or liens need clearing.
Yes. Our in-house handyman division handles renovation, repairs, roofing, gutters, outdoor reconstruction, and full home reconstruction — including fixing properties for flippers and investors.
Completely optional: we meet you on the tennis court ($128 per session) or the golf course (you cover the tee time plus $80 for my time, nine holes) and consult on your deal there. Ponte Vedra and within 50 miles only.
Book the introduction call on our home page, or fill out the intake form on the page that matches what you need. You can also email our handyman division with general questions.
Prefer to talk business somewhere better than a desk? We'll meet and consult you on the tennis court or golf course of your choice — deal structure, pricing, and advisory discussed between sets or holes. Completely optional, and available around Ponte Vedra within a 50-mile radius only.
$128 / session
Your club or court. We walk through your deal, scope, and numbers between games.
Tee time + $80 / session
You cover the tee time and add $80 for my time — nine holes, one clear plan.
Ponte Vedra & within 50 miles only · Subject to availability